La Tajil Program

Enjoy greater financial flexibility across Saudi Arabia with the La Tajil Program from Aljazira Bank. The program allows you to convert eligible purchases into convenient monthly installments tailored to your lifestyle and spending needs.

 

 

La Tajil program installment transactions are divided into four (4) types, Installments with Aljazira Bank Partner Merchants, Installments with Any Non-Partner Merchant, Cash Withdrawal & Cash Transfer Installments, Utility Bill Installments via SADAD.

Installment Plan 1

Partner Merchants

Shop across a wide network of leading merchants and retailers in Saudi Arabia and enjoy the convenience of paying through La Tajil installment plans. New merchants are continuously added to expand your choices and enhance your shopping experience, subject to the program's terms and conditions.

Aljazira Bank has signed a partnership deal with many well-known and popular merchants, where customers can enjoy shopping and pay with "La Tajil" plans.

MONTHLY PROFIT MARGIN
  • 3 Months

    0%

  • 6 Months

    1.5%

  • 9 Months

    1.2%

  • 12 Months

    1%

Installment Plan 2

Any Non-Partner Merchant

Whether you shop at participating or non-participating merchants across Saudi Arabia, you can convert your purchases into monthly installments easily through Aljazira Smart or Aljazira Online. This plan offers enhanced flexibility and convenient repayment options, subject to the program's terms and conditions.

  • Applies to any credit card purchase transactions with amount over 1,500 and less the existing limit.
  • Applies on all of Aljazira credit cards except the low limit cards.
  • There is no profit margin for the 3 months plans, it will be calculated on instalment plans for 6 months or more as shown in the table.
MONTHLY PROFIT MARGIN
  • 3 Months

    0%

  • 6 Months

    1.5%

  • 9 Months

    1.2%

  • 12 Months

    1%

Installment Plan 3

Cash Withdrawal / Cash Transfer

Manage your cash needs more effectively by converting eligible cash withdrawals or transfers into structured monthly installments. This option provides added control over your finances while helping you meet immediate liquidity requirements with flexible repayment terms.

  • There is no profit margin for the 3 months plans, it will be calculated on instalment plans for 6 months or more as shown in the below table.
  • Applies to any cash withdrawal/ cash transfer transactions with amount over 1,500 and less than the available cash withdrawal limit.
  • Applies on all of Aljazira credit cards except the low limit cards.
MONTHLY PROFIT MARGIN
  • 3 Months

    0%

  • 6 Months

    1.5%

  • 9 Months

    1.2%

  • 12 Months

    1%

Installment Plan 4

Utility bills via SADAD

Pay your utility bills in Saudi Arabia with ease through SADAD and convert eligible payments into monthly installments for bills of 500 or more. No profit margin applies to 3-month installment plans, while a profit margin is applied to plans of 6 months or longer, in accordance with the program's terms and conditions.

  • Applies to any bill with the amount over 500.
  • Applies on all AlJazira Credit Cards except the low limit cards.
  • There is no profit margin for the 3 months plans, it will be calculated on installment plans for 6 months or more as shown below.
MONTHLY PROFIT MARGIN
  • 3 Months

    0%

  • 6 Months

    1.5%

  • 9 Months

    1.2%

  • 12 Months

    1%

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